gAI Ventures Announces Swik AI the Intelligence Layer for Small Business Lending

Led by lending expert and operator Yogi Nishanth, Swik AI integrates with the existing systems used by lenders and brokers, unifying processes that help lenders work faster, smarter, and with more confidence.

United States, 22nd Dec 2025 – gAI Ventures is a venture builder focused on launching Vertical AI companies in Financial Services, Enterprise Productivity, and Commerce. It has announced a new portfolio company, Swik AI, led by Yogi Nishanth. 

Swik AI gives small-business lenders a unified intelligence layer that unifies every system of a financial institution – Email, CRM, LOS, SharePoint, Dropbox, Box, and other databases into one intelligent layer that helps lenders find the right businesses, close loans faster, and manage portfolios better. 

Addressing a Critical Industry Need

Small-business lending remains one of the most operationally complex areas of financial services. Lenders must piece together information from multiple systems, reconcile unstructured documents, and manually validate financial data before making decisions. These workflows create delays, inconsistencies, and scalability constraints across the lending ecosystem.

Swik AI is designed to solve this challenge by delivering a unified intelligence layer capable of analyzing inputs across systems in real time. By connecting scattered data and automating repetitive manual tasks, the platform supports faster, more consistent, and more transparent credit decisioning. 

Swik AI’s uptake stems from a simple promise: intelligence that works across your existing stack.

A Founder with Deep Domain Expertise

Swik AI is led by Yogi Nishanth, who brings more than a decade of industry experience at the intersection of lending, analytics, and data systems. Yogi previously led credit strategy and analytics across consumer credit cards and secured personal loans at J.P. Morgan Chase, Capital One, and Oportun, where he worked on risk modeling, operational decisioning, and large-scale lending initiatives. His experience navigating the day-to-day realities of underwriting, data fragmentation, and credit operations directly informed the vision for Swik AI.

“Lenders are not struggling because of a lack of talent or technology,” said Yogi Nishanth, Founder of Swik AI. “They are struggling because the data and documents they rely on sit across disconnected systems. Our goal is to bring intelligence to the workflows lenders already use, so they can make faster and more confident decisions without changing their existing infrastructure.”

Built and Backed by gAI Ventures

gAI Ventures, a venture builder focused on launching Vertical AI companies in Financial Services, Enterprise Productivity, and Commerce, is backing Swik AI. It has previously developed multiple AI-focused ventures, including FastTrackr AI and Stella AI.

gAI Ventures’ model is centered on partnering with industry experts and founders who bring firsthand knowledge of the operational challenges inside their industries. Swik AI exemplifies this approach by combining Yogi’s lending expertise with the studio’s product, AI, and company-building capabilities.

“Vertical AI companies are strongest when they are built by founders who deeply understand the industries they’re serving,” said Amit Goel, CEO and Founder of gAI Ventures. “Yogi’s experience in credit strategy and lending operations gives Swik AI the depth required to build meaningful intelligence across the lending lifecycle.”

“Successful AI transformation requires pairing technical capability with real domain insight,” added Vijay Rajendran, Partner at gAI Ventures Fund. “Swik AI is a clear example of this pairing, an intelligence layer designed with the nuances of lending workflows and credit decisions in mind.”

A Vertical AI Approach to Lending Technology

While many companies in the financial technology space focus on building new loan origination systems, workflow tools, or generalized automation products, Swik AI takes a different approach. The platform is purpose-built for the lending industry, where information is abundant but accessible intelligence is scarce.

Swik AI’s vertical approach emphasizes:

• Integration, not replacement: Connecting existing systems rather than asking lenders to adopt new ones.
• Intelligence, not task routing: Analyzing borrower data and documents instead of merely orchestrating workflows.
• Domain expertise: Designing the product around how lenders actually operate.
• Scalability: Allowing lenders to handle more deals with greater accuracy and speed.

Looking Ahead

Swik AI is currently working with early lenders and brokers to refine its intelligence capabilities and expand integrations across the lending lifecycle. The company aims to serve non-bank lenders, community lenders, lending advisors, and other ecosystem participants who need faster, more consistent credit insights without operational redesign.

“Small-business lending is the financial backbone of economic growth,” said Nishanth. “By making underwriting and decision-making more intelligent, accurate, and scalable, we can meaningfully improve how capital reaches the businesses that drive communities and local economies.”

Swik AI Website: https://swik.ai/
Yogi Nishanth (Founder, Swik AI): https://www.linkedin.com/in/yogi-nishanth

About gAI Ventures: https://gai.ventures/
Other portfolio companies: 
FastTrackr AI: https://fasttrackr.ai/
Stella AI: https://yourstella.ai/

Company Details

Organization: gAI Ventures

Contact Person: Tejas Patil

Website: https://gai.ventures/

Email: Send Email

Country: United States

Release Id: 22122539384