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Oppi Wallet Adds Instant Crypto Purchase as Self-Custody Adoption Hits 68%

Self-custody wallet with free virtual crypto card backed by mastercard and physical crypto card backed by VISA reports strong user adoption as crypto card market surges by 15x globally.

United Kingdom, 24th Jan 2026 – Oppi Wallet, a self custody crypto wallet launched in late 2024, today announced continued growth in its user base as the global crypto card market exploded. With crypto card transaction volumes surging 15x to reach $1.5 billion monthly by late 2025. Here Oppi’s combination of self-custody security and real world spending capability position it among the new generation of wallets which are driving mainstream crypto adoption.

Since launching their virtual crypto card feature in June 2025, Oppi Wallet has attracted users who are seeking both, complete control over their crypto and ability to spend cryptocurrency in daily life. The company’s latest update adds an instant crypto purchase feature, which allows users to buy cryptocurrency without leaving the app.

Self-Custody Adoption Reaches All-Time High

Oppi Wallet’s launch time coincided with a major shift in users’ preferences. By Q3 of 2025, 68% of crypto transactions were being made using self-custody wallets, significantly up from previous years. Research also shows that 56.58% of crypto users are preferring self custody wallets over exchanges in keeping their funds.

This trend was increased because of security concerns. As in 2025 alone, over $3.14 billion was stolen from custodial platforms due to hacks and exchange failures and in this $1.5 billion alone came from ByBit exchange hack. Since then many users recognize self-custody. Where they control their own private keys and not any exchange or other company. This provides better protection than trusting a centralized company.

“When we launched Oppi Wallet in late 2024, we saw that users were looking for two things which they couldn’t find together,” said the Oppi Wallet team. “Because most self-custody wallets only let you store coins. In addition they will let you swap, send and receive crypto and even some of them are letting you buy and sell crypto through their platform. Because most spending cards which are available in the market require you to give up control to an exchange. Oppi solved both problems.”

Crypto Cards Become Mainstream Payment Method

The crypto card market showed unexpected growth in 2025, with transaction volume growing at 106% annually. This rapid growth reflects a fundamental shift that cryptocurrency is moving ahead from just speculations to real world utility. Annual crypto card spending surpassed $18 billion by the end of 2025, now comparable to P2P stablecoin transfers.

VISA has captured over 90% of the crypto card infrastructure market through strategic partnerships with upcoming fintech companies. In Q4 of 2025 alone, stablecoins-linked VISA card spending reached over a $3.5 billion quarterly run rate, reflecting a 460% year-over-year growth.

Oppi Wallet launched exactly during this phase, by offering virtual and physical cards backed by Mastercard and VISA networks. Oppi users can spend Bitcoin, Ethereum, USDT or any of more than 40+ supported cryptocurrencies wherever these cards are accepted. Which is more than 150 million merchant locations worldwide.

New Feature Addresses Common User Pain Point

Oppi’s latest update, released this week, introduces “Quick Buy”. An option to quickly purchase cryptocurrency when users have insufficient balance for transaction. This feature can be used particularly when users need to top up for blockchain gas fees or make an urgent swap.

“Our users told us that running out of ETH for gas fees or having enough of a particular token is disappointing.” The Oppi Wallet team explained. “They had to leave the app, go to the exchange and buy more crypto, wait for it to transfer which takes time, then come back again to Oppi Wallet. But now they just tap ‘Buy’ and continue their transaction.”

This feature aligns properly with broader 2026 digital wallet trends highlighting predictive analytics and real-time transaction support.

Key Features Driving Adoption

Complete Self-Custody: Oppi is a non-custodial wallet in which users control their private keys all the time. The company can never hold users’ funds. All private keys are encrypted and stay on the user’s device. This protects users from exchange hacks, company bankruptcies and even fund freezes.

40+ Cryptocurrencies Across 5 Blockchains: Oppi Wallet supports 5 major blockchains: Binance Smart Chain, Ethereum, Solana, TRON, and Polygon. It supports Bitcoin, Ethereum, USDT, USDC, TRX and 40+ other cryptocurrencies across these blockchains. Also you can manually add cryptocurrencies if you are not seeing a particular crypto in Oppi wallet but it is supported on the given blockchain 

Instant Buy & Sell Crypto: Users can instantly buy crypto and sell cryptocurrency directly in Oppi Wallet using their debit card or credit card. This removes the extra step of first moving funds to centralized exchange just to purchase or liquidate your crypto. This reduces friction and counterparty risk by keeping everything in one app.

Free Virtual Crypto Card: Every user gets a free virtual crypto card backed by mastercard once they start using Oppi Wallet. Users need to complete the KYC. The card works everywhere Mastercard is accepted online. It can be linked with Apply Pay or Google for in-store contactless payments. No monthly or hidden fees.

Physical Crypto Card: Users can order a physical crypto card which is backed by VISA for a small one-time fee. This card works at ATMs, in-store shops, malls, restaurants, online stores, anywhere across the world where VISA is accepted.

Built-in Swap: Users can exchange cryptocurrencies directly in the app. For example, swap Bitcoin to Ethereum or USDT to BNB. Unlike other competitors that charge 3% to 5% markup fees, Oppi only charges actual blockchain network fees with full transparency.

Integrated Travel Booking Feature: Oppi Wallet users can book flights and hotels using their crypto directly from the app. This feature saves your 3% to 5% on international travel bookings compared to traditional booking websites by eliminating currency exchange fees.

​Security Meets Modern Standards

Oppi Wallet’s foundation is security. Every wallet is protected with an industry-standard 12-word seed phrase, this is the same security method used by bitcoin and has protected over billions of dollars in cryptocurrency for over 15 years. Oppi also has 6-digit PIN code, biometric authentication and 2FA which provides additional security layers in line with 2026 digital wallet standards.

All users’ data stays encrypted on the device. Plus Oppi Wallet is VASP certified which means that it follows international security and compliance standards. The company conducts regular security audits currently performed by CyberScope and maintains transparent security practices.

Transparent Fee Structure

While many crypto wallet platforms charge hidden fees, Oppi operates with complete transparency. You only pay what you see at the time of swapping, spending, or buying. Nothing extra in the name of markup fees. Whereas many wallets which address their wallet as free add 1% to 5% markup on swaps and other transactions without clearly mentioning the charges.

Oppi Wallet virtual crypto card and physical crypto card has no monthly fees, no hidden charges and no surprise charges. Users see exactly what they will pay before confirming any transaction.

Looking Ahead to 2026

Industry expert analysts have predicted continued growth in both self-custody adoption and crypto card usage throughout 2026. Global stablecoin transaction value reached to $33 trillion in 2025 which is a 72% increase YoY, with forecasts suggesting that it could rise to $56 trillion by 2030

Whereas the self-custody wallet market is forecasted to grow at a 23.6% compound annual growth rate from 2025 to 2033. As regulatory frameworks are getting better and user friendly solutions like Oppi Wallet are emerging, mainstream crypto adoption is increasing.

“We launched virtual cards just a few months back, and we are already seeing a strong user retention”. Oppi Wallet team said. “People are slowly realizing that they don’t have to choose between security and usability anymore. They can have both, and that’s the future of cryptocurrency.”

Availability and Pricing

You can download Oppi Wallet from Apple App Store and Google Play Store. The app is free to download and use. After setting up, users will receive their free virtual crypto card backed by Mastercard with no monthly charges. They can order physical crypto cards backed by VISA for a small one-time fee.

The wallet supports users globally and is available in multiple languages including English and Turkish

About Oppi Wallet

Oppi Wallet is a self-custody, multi-chain crypto wallet launched in late 2024. The platform lets its users instantly buy and sell crypto, store crypto, swap crypto, send and spend their digital assets across 40+ cryptocurrencies and five major blockchains. Oppi’s mission is to make crypto useful in everyday life with spending cards, travel bookings with crypto and transparent fees so everyone can use each feature without worrying about extra fees. The company is VASP certified and follows international security standards.

Contact Information

Email: support@oppiwallet.com

Website: oppiwallet.com

Download: Search “Oppi Crypto Wallet” on Apple App Store or Google Play Store

Company Details

Organization: Oppi Wallet

Contact Person: Oppi Wallet Support Team

Website: https://oppiwallet.com/en

Email: Send Email

Country: United Kingdom

Release Id: 24012640528